FAS® Certified
Fiduciary Advisory Services (FAS) designation, maintained through ongoing education and an enforceable code of ethics.
Founded by a FAS® certified fiduciary, our practice restructures unsecured debt with disclosed fees and no creditor commissions.
Founded by a FAS® certified fiduciary, our practice restructures unsecured debt with disclosed fees and no creditor commissions.
Meet your advisorCredentials & Compliance
Fiduciary Advisory Services (FAS) designation, maintained through ongoing education and an enforceable code of ethics.
We are legally obligated to act in your interest first — not a creditor's, not a servicer's, and not our own.
Our Debt Restructure Program operates under federal consumer-protection rules for disclosures and fee timing.
Costs, timelines, and expected outcomes are documented in writing before you agree to anything.
We accept no compensation from lenders, so our recommendation is never influenced by who pays us.
Annual coursework in consumer credit law, household budgeting, and negotiation practice keeps our guidance current.
Our numbers come from completed plans, not projections. Every figure below reflects households that finished their restructuring schedule with us and moved on to rebuilding savings.
We do not sell
debt products. We build
exit plans households
finish.
Serving individuals and families nationwide from our Charlotte, North Carolina advisory office.