State Licensing & Regulatory Compliance
DISCLAIMER: Resolving My Debt is a debt relief company operating in strict compliance with state-specific
financial regulations.
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Arizona: We operate under A.R.S. § 6-701 et seq. and are regulated by the Arizona Department of
Insurance and Financial Institutions (DIFI).
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Iowa: We operate under Iowa Code Chapter 533A and are regulated by the Iowa Division of Banking.
Program Performance, Scope, & Fees
Our debt resolution programs generally range from 12 to 60 months. However, this timeframe is an estimate;
program outcomes are not guaranteed and vary based on client and creditor participation.
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Fees: Resolving My Debt's fees are up to 25% of the debt enrolled in the client's program. In strict
compliance with the FTC's Telemarketing Sales Rule, no fees are collected until after a debt is settled
and/or work has been completed.
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Limitations: Not all debts are eligible for enrollment. We do not assume your debts, make monthly
payments to your creditors, or guarantee that your debts will be resolved for a specific amount,
percentage, or within a specific timeframe.
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Excluded Services: We do not provide tax, legal, accounting, bankruptcy, or credit repair services. In
some instances, we may refer you to a trusted partner offering alternative debt relief services.
Consumer Risks & Critical Disclosures
Participation in a debt resolution program carries inherent risks that you should thoroughly review via
all program materials and disclosures before official enrollment:
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Credit Profile: Enrolling in a program may negatively impact your credit profile.
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Creditor Action: Creditors may continue active collection efforts or initiate legal action. Interest and
late fees may also continue to accrue throughout the duration of your program.
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Tax Implications: Savings realized from debt forgiveness or resolution may be treated as taxable income.
Please consult a qualified tax professional to discuss potential tax consequences.
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Quality Assurance: All calls with Resolving My Debt may be monitored or recorded for quality assurance
and training purposes.
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Non-Discrimination Policy: Resolving My Debt does not discriminate based on race, color, religion,
gender, gender identity, marital status, sexual orientation, national origin, ancestry, age, disability,
or any other legally protected characteristic.
State Registration Registry
Our services may not be available in all states, and fee structures vary by jurisdiction. Resolving My
Debt is currently registered to provide services in the following states:
AK, AL, AR, AZ, CA, DC, FL, IA, IN, MA, MD, MI, MO, MS, NC, NE, NM, NV, NY, OK, SD.
